What is the definition of Jackson Insurance Company?

"Jackson Insurance Company? Like, the kind of thing that would have you wondering if it's more insurance against your pet's questionable life choices or just the underworld of high-stakes gambling? It's basically your local insurer for the unpredictable, with a catch: if you're a Jackson Insurance policy holder, your claims are only paid out when your car decides to go for a spin in a roller coaster and then crashes into a neighbor's garden shed."